Disabled not compensated means that the minute I am smashed in an accident I stop all productive activity. There has to be an alternative pay day when all of yours are terminated by injury. I WORKED AT THE CNR BUT I ALSO DID ART AND WRITING AND I PLAYED HARMONICA AND GUITAR. I NEEDED MY AFFLAC OUT OF WORK INSURANCE TO CONTINUE TO SUPPORT MUSIC AND ART. WITHOUT IT LIFE WAS EXTREMELY TAXING PHYSICALLY. IT WAS HARD TO DO A LOT OF WORK THAT WAS NOT ACCOMPLISHED SEATED. I NEEDED MY INSURANCE PAY